Gainesville Uninsured Driver Attorneys

As in all other states, every driver in Florida is required to carry certain amounts of auto insurance. Sadly, too many people ignore the financial responsibility laws of the state and they continue to drive without purchasing the appropriate insurance. When they cause a serious accident then, accident victims find it extremely challenging to hold them liable for paying damages. If you have been injured in a crash with a driver that does not have insurance, our Gainesville uninsured driver attorney is here to help with your case.

Our Attorney Explains the Auto Insurance Laws of the State

Motorists are expected to carry many different types of auto insurance, and personal injury protection (PIP) is just one of these. PIP does make it somewhat easier to claim some benefits after being hit by an uninsured driver. Due to the fact that this type of insurance is no-fault, you simply have to file a claim with your own insurance company and you should receive PIP benefits. You can claim up to $10,000 in medical and disability benefits, as well as up to 60 percent of your lost income if you are unable to return to work right away after the crash.

While many states require drivers to also carry uninsured motorist coverage, this is not a requirement in Gainesville. Still, purchasing this additional coverage will allow you to tap into the policy after an accident with an uninsured driver and claim up to the policy’s limits.

Our Attorney Can Help You File a Claim Against an Uninsured Driver

It is sometimes possible to file a claim against the negligent uninsured driver, although it is much more challenging than when filing a claim against a fully insured motorist. Filing a claim against a negligent driver is particularly useful for individuals that do not have uninsured motorist coverage. If you file a claim against an uninsured driver, you must file a claim directly against them, and not an insurance company. However, you must still prove certain elements of your claim, which are as follows:

• The uninsured motorist had a legal duty of care to act in a reasonable manner,
• The uninsured motorist breached that duty of care,
• The negligent act caused a crash, and
• You suffered damages or losses as a result

Certain elements of proof are fairly easy to establish, while others are quite complicated. Another challenging aspect of filing a claim against an uninsured driver is that they usually do not carry auto insurance because they cannot afford it. As such, they may not be able to afford to pay for damages, either. A knowledgeable Gainesville uninsured driver accident attorney can help you claim the fair settlement you deserve.

Call Our Gainesville Uninsured Driver Attorneys Today

At Meldon Law, our Gainesville hit by uninsured driver attorney offers experienced legal representation to individuals that are hurt in auto accidents. We will review the facts of your case, inform you of your rights, and help you recover the fair compensation you deserve.